Scott was raised in Texas and moved to Missouri where she met her future husband in high school.

She studied business administration at Southern Methodist University in Texas and worked as a tax accountant for a gas and oil company.

Frances Annette (née Holland) Scott was born on February 11, 1952, in Mobile, Alabama, and grew up in Dallas, Texas.

[5] They were 15 months in Rhode Island, before her husband was discharged from the navy and they moved back to Kansas City.

[11][12][13][14] Today, Scott continues to be an advocate for education, healthcare, and the arts, and remains active in philanthropy and community service.