Evolution Credit Limited, previously known as Real People Investment Holdings Limited, is a financial services holding company with its headquarters in Rosebank, South Africa.

[1] Evolution Group is a South African-based financial services institution.

Its subsidiaries specialise in providing home improvement finance, debt collection services and assurance products.

As of 31 March 2019[update], the group has listed bonds on the NASDAQ OMX Stockholm.

[1] The companies that compose the Real People Group include, but are not limited, to the following: Evolution Group is governed by a six-person board of directors, Norman Thomson as the chairperson and Neil Grobbelaar as the Group CEO.