[5] The firm is known for the development of selling prepaid insurance, sold in cellphone-like ‘starter packs’ through retailers.

It will apply tested rating methodologies and risk management principles to facilitate the underwriting of social impact funding.

Social Impact Insurers actively look to provide risk mitigation products and services to socially relevant projects in a manner that enhances the probability of success whether by enhancing credit worthiness to attract investment and or to speed up or stabilise cash flows or protecting people processes and assets against the multitude of risks which may otherwise hamper success to the detriment of society.

For example, criteria to evaluate the positive social and/or environmental outcomes of investments or project that may benefit from insurance coverage are an integrated component of the underwriting processes.

[citation needed] The firm is the largest independent and privately owned insurer in South Africa and has operations and investments in Namibia,[9] Mozambique,[10] Botswana,[11] Australia,[12] India,[13] Pakistan,[14] China, Ghana[15] and the United Kingdom.