The 2020 Central Arkansas Bears football team represented the University of Central Arkansas in the 2020–21 NCAA Division I FCS football season as a member of the Southland Conference.

The Bears were led by third-year head coach Nathan Brown and played their home games at Estes Stadium.

The Bears were picked to finish first in the conference, prior to their schedule split from the rest of the league.

[1] In addition, thirteen Bears were chosen to the Preseason All-Southland Team[2] (*) These teams opted out of playing in the revised spring 2021 Southland schedule, and instead played as Independent in the fall of 2020.

[3] Roster Central Arkansas had a game scheduled against Missouri, which was canceled due to the COVID-19 pandemic.